Quick Recap

  • Start investing early.
  • Invest at least 30% of your earnings every month without fail.
  • Invest in high-yielding assets such as equity mutual funds.
  • Diversify your portfolio- dont put all your eggs in one basket.
  • While calculating investment returns, take into account the tax implications.
  • Take into account the time value of money. Rs 1 lakh in 2014 will be worth only Rs 9,937.73 in the year 2044 (Inflation @ 8%p.a. )
  • Increase your investments by at least 10-15% every year
  • Avoid debt- as much as possible
  • Adopt a frugal lifestyle to retire early
  • Automate your investments - to regularize the process of investing and to maintain investment discipline under different market conditions.

Mutual fund investments are subject to market risks. Please read scheme related documents carefully before investing. Past performance is not an indicator of future performance.